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Terms of Service

Protocol Wealth, LLC

Last Updated: March 19, 2026

1. Acceptance of Terms

By accessing or using any Protocol Wealth website, application, API, or MCP (Model Context Protocol) server, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing these services.

These Terms govern your use of all Protocol Wealth digital properties, including but not limited to: protocolwealthllc.com, pwdashboard.com, nexusmcp.site, pwinsights.com, onchainstatement.com, protocolwealthstrategies.com, pwos.app, and pwsignals.com.

2. Definitions

For purposes of these Terms:

  • "Client" means an individual or entity that has executed a written Investment Advisory Agreement with Protocol Wealth, LLC.
  • "Prospect" means any registered user of a Protocol Wealth digital property who has not executed an Investment Advisory Agreement.
  • "User" means any person who accesses or uses any Protocol Wealth digital property, whether or not they are registered, a Prospect, or a Client.
  • "Advisory Services" means the personalized investment advisory services provided by Protocol Wealth exclusively under a signed Investment Advisory Agreement, as described in our ADV Part 2A.

3. Advisory Relationship

An investment advisory relationship with Protocol Wealth is established only upon execution of a written Investment Advisory Agreement. Use of this website, our APIs, MCP tools, research content, or any other digital property does not create an advisory, fiduciary, or professional services relationship.

All Advisory Services are provided in accordance with the terms set forth in the executed Investment Advisory Agreement and our ADV Part 2A. Users who have not executed an Investment Advisory Agreement are not Clients and are not entitled to the protections of the advisory relationship, including fiduciary duties.

4. Website and Application Use

You agree to use Protocol Wealth digital properties only for lawful purposes and in a manner that does not:

  • Infringe upon the rights of others
  • Restrict or inhibit anyone else's use of the services
  • Attempt to gain unauthorized access to any systems or networks
  • Transmit any harmful code, viruses, or malicious software
  • Misrepresent your identity or affiliation
  • Use any service in a manner that could damage, disable, or impair its operation

5. API and MCP Server Terms

5.1 Scope

These terms apply to all programmatic access to Protocol Wealth systems, including the PW Nexus API (nexusmcp.site), MCP tool invocations, and any endpoints accessed via automated means.

5.2 Authentication and Access Tiers

Access to certain API endpoints and MCP tools requires authentication. You are responsible for maintaining the confidentiality of your credentials, API keys, and access tokens. You must not share credentials or attempt to access resources beyond your authorized tier.

Certain features, including financial account aggregation and linking, are available exclusively to Clients who have executed an Investment Advisory Agreement. Prospects and general Users do not have access to account aggregation features.

Certain analytical outputs — including action-oriented classifications, position sizing, and rebalancing recommendations — are available only to authenticated Clients within the advisory relationship. Public and unauthenticated access returns quality scores and framework metrics without personalized action language.

5.3 Rate Limits and Fair Use

API access is subject to rate limits (currently 100 requests per minute for standard endpoints; 20 requests per minute for AI-powered endpoints). Protocol Wealth reserves the right to throttle, suspend, or terminate access for any user who exceeds rate limits or engages in abusive usage patterns, including but not limited to: automated scraping, systematic data harvesting, denial-of-service behavior, or redistribution of data obtained through the API.

5.4 Data Accuracy and Limitations

Data provided through the API and MCP tools is sourced from third-party providers including but not limited to MBOUM, Financial Modeling Prep, Tradier, CoinGecko, DeFiLlama, DeBank, and FRED. Protocol Wealth makes no warranties regarding the accuracy, completeness, timeliness, or reliability of any data returned by these services. Data may be delayed, incomplete, or contain errors.

5.5 No Investment Advice

All data, analysis, scores, signals, model outputs, and other content delivered through the API or MCP tools are for educational and informational purposes only. Nothing provided constitutes a recommendation, solicitation, or offer to buy, sell, or hold any security, cryptocurrency, or financial instrument.

Outputs are generated using publicly available market data and standardized analytical models. They are not tailored to your individual financial situation, investment objectives, or risk tolerance. You should not rely on any output from PW Nexus as the primary basis for any investment decision.

The Protocol Wealth Asset Framework (PWAF), built on the Entropic Macro Framework (EMF) methodology, including the 7-layer durability model, 8-check scoring system, and all other analytical methodologies, are systematic frameworks — not predictive models and not investment advice. Framework scores, tiers, and classifications reflect historical and current quantitative metrics only; they do not constitute buy, sell, or hold recommendations for any specific security.

Personalized investment advice is provided only to Clients of Protocol Wealth, LLC under a signed Investment Advisory Agreement, as described in our ADV Part 2A.

5.6 AI-Generated Content

Certain API endpoints and MCP tools use large language models to generate analysis, commentary, or portfolio suggestions. AI-generated outputs may contain errors, hallucinations, or outdated information. You must independently verify any AI-generated content before making investment or financial decisions. AI-generated content does not constitute personalized advice and has not been reviewed by a human adviser prior to delivery.

5.7 Prohibited Uses

You may not use the API or MCP tools to:

  • Provide investment advice to third parties without appropriate licensure
  • Represent API outputs as personalized investment recommendations
  • Redistribute, resell, or sublicense data obtained through the API without written permission
  • Reverse engineer or attempt to extract proprietary models, algorithms, or scoring methodologies
  • Use outputs to generate misleading marketing materials or performance claims
  • Circumvent authentication, rate limits, or access controls
  • Submit client nonpublic personal information through third-party AI platforms or MCP connectors

6. Account Aggregation Services

Financial account aggregation and linking services (powered by Quiltt, Plaid, and MX) are available exclusively to Clients who have executed an Investment Advisory Agreement with Protocol Wealth. These services are provided solely for the purpose of delivering Advisory Services.

Prospects and general Users do not have access to account aggregation features. Access to aggregation services requires both authentication and Client status as verified by Protocol Wealth's systems.

7. Intellectual Property

All content on Protocol Wealth digital properties, including text, graphics, logos, images, software, analytical frameworks, scoring methodologies, and proprietary models (including the Entropic Macro Framework), is the property of Protocol Wealth, LLC and is protected by United States and international intellectual property laws. Unauthorized use of any materials may violate copyright, trademark, and other laws.

8. Third-Party Services and Platforms

Protocol Wealth digital properties may integrate with or link to third-party services. Protocol Wealth is not responsible for the content, privacy practices, or availability of third-party services. Your use of third-party services is governed by their respective terms and policies.

When accessing PW Nexus through a third-party AI assistant (such as Claude, Cursor, or similar MCP-compatible platforms), your queries and our responses are transmitted through that platform's infrastructure. Protocol Wealth does not control how third-party platforms process, cache, or retain data transmitted through their systems. Users accessing PW Nexus through third-party platforms should review that platform's privacy policy and terms of service.

9. Disclaimer of Warranties

All Protocol Wealth digital properties, APIs, MCP tools, and content are provided "as is" and "as available" without any warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Protocol Wealth makes no representations or warranties regarding the accuracy, completeness, or timeliness of the information provided. We do not warrant that any service will be uninterrupted, error-free, or free of viruses or other harmful components.

10. Limitation of Liability

To the fullest extent permitted by law, Protocol Wealth, its partners, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of your access to or use of any Protocol Wealth digital property, API, or MCP tool, even if we have been advised of the possibility of such damages. This includes but is not limited to damages arising from: investment decisions made based on data or analysis obtained through our services, service interruptions or data inaccuracies, unauthorized access to your account or credentials, or any third-party conduct.

11. Indemnification

You agree to indemnify, defend, and hold harmless Protocol Wealth, its partners, employees, and agents from and against any claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or in connection with your use of any Protocol Wealth digital property, your violation of these Terms, or your violation of any rights of a third party.

12. Privacy

Your use of Protocol Wealth services is also governed by our Privacy Policy. Please review the Privacy Policy to understand our data collection and use practices.

13. Modifications

Protocol Wealth reserves the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website. Your continued use of any Protocol Wealth digital property following any changes constitutes acceptance of those changes. Material changes will be communicated via the website or email where practicable.

14. Termination

Protocol Wealth may suspend or terminate your access to any service at any time, with or without cause, and with or without notice. Upon termination, your right to use the service ceases immediately. Sections 7 through 11 of these Terms survive any termination.

15. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Delaware.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

17. Regulatory Information

Protocol Wealth, LLC is an SEC-registered investment adviser (CRD #335298). Registration with the SEC does not imply a particular level of skill or training. For information about our advisory services, fees, and disciplinary history, please review our Form ADV and Form CRS.

Securities are offered through Finalis Securities LLC, Member FINRA/SIPC. Protocol Wealth LLC is not a registered broker-dealer, and Finalis Securities LLC and Protocol Wealth LLC are separate, unaffiliated entities. Jason Leupold is a Registered Representative of Finalis Securities LLC. Any securities-related activity through Finalis Securities LLC is separate from and in addition to the investment advisory services provided by Protocol Wealth, LLC. Clients will be notified of any material changes to this arrangement.

Contact Information

If you have any questions about these Terms of Service, please contact us at:

Protocol Wealth, LLC | SEC-Registered Investment Adviser | CRD #335298

Form ADV | ADV Part 2A | Form CRS | Disclosures

Regulatory filing links current as of March 19, 2026.