AI & Technology Use Disclosure

Note

Adds an "AI Suggestions" section: if a client turns on AI Suggestions in the client portal, AI (Anthropic's Claude) suggests labels for the client's own bank transactions and rules that would apply such a label to similar transactions; the suggestions are not reviewed by an adviser before the client sees them and can be wrong; nothing changes until the client confirms a suggestion; a confirmed label counts only in the client's own portal views (Transactions, Cash Flow and the AI Assistant), never changes the firm's fees or the client's statements, and changes the client's financial plan only if an adviser adopts it; the client can undo a label, turn off a rule, or turn the feature off, and turning it off stops new suggestions while confirmed labels and rules keep applying until undone or turned off. No other text changed.