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Protocol Wealth

Security Best Practices

Phones and tablets

Your phone often holds your email, your sign-in codes and your banking apps. These are the built-in settings that protect it, and what to do if it goes missing.

Last updated October 22, 2026

Everyday settings

A few settings, set once, do most of the work. Each takes a few minutes. Menu names vary a little by phone model and software version.

Keep the software updated, automatically

Updates fix security flaws that attackers already know about. Let the phone install them for you.

  • iPhone and iPad: Settings > General > Software Update > Automatic Updates. Turn on Automatically Install.
  • Android: Settings > System > Software updates, and install anything waiting. To see the Android security update level, go to Settings > About phone > Android version.
  • Update your apps too, through the App Store or Google Play.

Use a longer passcode

Your passcode protects everything on the phone, and on many phones it can also change account settings. A short PIN or a pattern is easier to guess or watch over your shoulder.

  • iPhone and iPad: when you set or change the passcode, tap Passcode Options to choose a custom alphanumeric code instead of the default six-digit number.
  • Android: choose a password, or a PIN of at least six digits, instead of a pattern.
  • Keep Face ID, Touch ID or fingerprint unlock on for everyday use, so a long passcode isn't a chore.

Install apps only from the official store, and check permissions

Get apps from the App Store or Google Play, not from links in messages. Then check what each app can reach.

  • iPhone and iPad: Settings > Privacy & Security. Tap a category, such as Location Services, Camera or Microphone, and turn off access for apps that don't need it. App Privacy Report on the same screen shows how apps use what you allowed.
  • Android: Settings > Security & Privacy > Privacy > Permission manager. Choose 'Ask every time' or 'Don't allow' where an app doesn't need access.
  • Android: Google Play Protect scans apps on the phone, including ones from outside Google Play. Leave it on.
  • Delete apps you no longer use.

Hide message previews on the lock screen

Sign-in codes often arrive by text or email. If previews show on a locked screen, anyone holding the phone can read them.

  • iPhone and iPad: Settings > Notifications > Show Previews. Choose When Unlocked or Never.
  • Android: Settings > Notifications. Under the lock screen or privacy options, turn off sensitive content.
  • Better still, move important accounts off text-message codes (see cyber security).

Get ready for loss or theft

These protections must be turned on before the phone goes missing. Check them today.

iPhone: turn on Stolen Device Protection

If someone steals your iPhone and knows your passcode, this adds a Face ID or Touch ID check for actions such as using saved passwords. Away from familiar places, changing your Apple Account password also requires a one-hour wait and a second check.

  • Settings > Face ID & Passcode (or Touch ID & Passcode) > Stolen Device Protection. It requires iOS 17.3 or later.
  • It needs two-factor authentication on your Apple Account, Find My turned on, and Significant Locations turned on.
  • You can choose to require these checks everywhere, not only away from familiar places.

Android: turn on Theft protection

Settings > Google > All services > Theft protection. The options available depend on your phone and Android version.

  • Theft Detection Lock locks the screen if the phone seems to be snatched and carried away.
  • Offline Device Lock locks the screen if the phone is kept offline.
  • Identity Check asks for your fingerprint or face before sensitive changes, such as changing the screen lock or your Google Account password, especially outside trusted places.
  • Remote Lock lets you lock the phone at android.com/lock with your verified phone number. It needs the phone's SIM to be active, so use it before your carrier disables service.
  • Google says Theft protection isn't supported on tablets, so use a strong screen lock and Find Hub there.

Turn on Find My or Find Hub

These let you see a missing phone or tablet on a map, lock it and, as a last resort, erase it.

  • iPhone and iPad: make sure Find My is on. You can then use icloud.com/find from any browser, or a family member's Apple device.
  • Android: make sure Find Hub is on. You can then use android.com/find from any browser.
  • Write down where you would sign in from if your phone were gone, and keep your account password somewhere you can reach without it.

The first hour after a phone goes missing

Work through these in order, from another device.

Mark it as lost

Lock the phone remotely first, so nobody can use it while you work through the rest.

  • iPhone and iPad: in Find My or at icloud.com/find, mark the device as lost. Lost Mode locks it with your passcode and suspends Apple Pay cards, and can show a number to call.
  • Android: at android.com/find, mark the device as lost. If Remote Lock is set up, android.com/lock also works.

Call your carrier

Lock the phone first (Find My, Find Hub or Android Remote Lock); Remote Lock needs the phone's SIM to still be active. Then report the phone lost or stolen and ask the carrier to disable service on it, so your number and text-message codes don't keep arriving on a phone someone else holds. If you haven't already, ask about an account PIN and number-lock protection.

Secure your accounts

Start with the accounts that can reset others.

  • Change your primary email password.
  • From another trusted device, review your Apple Account or Google Account. If you see changes you didn't make, change that password.
  • Google: open your Google Account's device list and sign out of the missing phone.
  • Apple: review the devices signed in to your Apple Account and remove any you don't recognize. Apple advises keeping the missing iPhone in Find My, even after an erase, so Activation Lock stays on.
  • Tell your bank and any financial apps that were on the phone.

Extra protection and family devices

For people at higher risk

Both platforms offer a stricter mode. It trades some convenience for fewer ways in.

  • Apple Lockdown Mode is designed for the very few people who might be personally targeted by sophisticated attacks. It blocks most message attachments and some web features. Settings > Privacy & Security > Lockdown Mode, on each device.
  • Android Advanced Protection turns on Android's strongest security settings and keeps them from being switched off by accident or on purpose. Settings > Security & Privacy > Other settings > Advanced Protection, then turn on Device protection. A screen lock is required first.

Children's phones and tablets

Give a child their own account on their own device rather than sharing yours, so your email, banking and payment apps aren't one tap away.

  • iPhone and iPad: set up Family Sharing, give the child their own Apple Account, then use Screen Time to manage apps, websites, contacts and hours.
  • Android: use Family Link to supervise the child's Google Account, approve or block apps and set screen-time limits.
  • Shared Android tablet: add a separate user for each person under Settings > System > Multiple users.

If something looks wrong

Protocol Wealth will never ask for your password, PIN, private key, seed phrase or one-time code. If you receive a suspicious message that appears to come from us, don't respond to it. Contact us using a phone number you already have, or at [email protected]. Our client disclosure on cybersecurity best practices describes how we protect client information.

This page is educational and general. It is not personalized investment, tax, legal or security advice, and following it can reduce risk but cannot eliminate it. Links to government and third-party sites are provided for convenience; Protocol Wealth does not control those sites and is not affiliated with them. Protocol Wealth, LLC is an SEC-registered investment adviser (CRD #335298). Registration does not imply a certain level of skill or training.